Let's find you the right
Workers Compensation Policy
Call: + 1 (510) 270-8141 to speak with a licensed advisor.
What is a Workers Compensation Liability
insurance Policy?
This policy protects your employees if they suffer an injury or become ill while on the job. This is mandated by the state if the business employs more than a certain number of employees, and the threshold varies by state. It also protects your company from being sued by employees for workplace conditions that can cause harm.
Who needs a Workers Compensation
Liability Policy?
Business owners who:
- Have employees!
Note: Only Texas allows employers to opt out of carrying workers compensation insurance altogether; however, these employers can still be sued for uncompensated work injuries.
What's covered?
Workers Compensation
- Alleged or actual negligence
- Personal injury
- Copyright infringement
- Punitive damages
- Claims against services previously performed
- Claims against temporary staff and independent contractors
- Your work done anywhere around the world
- Related defense costs
What's Not covered?
- Fraudulent acts
- Improper employment practices
- False advertising
- Patent infringement or theft of trade secrets
- Failure to protect sensitive information
Why Golden era?
Curated Choice
Our data-driven matches allow you to easily compare rates from trusted insurers, meaning you can find the best policy and get back to business ASAP.
Comprehensive Assessment
We take the time to fully understand your business and its unique needs, so we can recommend the right coverage to protect your business and employees.
Objective Advice
Our licensed advisors are compensated based on service, not sales commissions. You can count on their impartial advice to select the right coverage.
Value
We comparison shop, on your behalf, with over 100+ different insurance carriers to ensure you get the best price for the coverage you need.
Our
Coverages
Learn about our other business insurance types
Business liability
Professional liability
Cyber Security
Errors & Omission
Workers Comp
Commercial Auto
We're here to find the best
Business Owners Policy for you.
Why shop just one insurance carrier, when in reality the best policy for you could be through a different carrier? Comparison shopping through Golden Era makes this process simple, fast, and reliable.
Want more information?
No problem! Call to speak with one of our licensed insurance advisors. We're here to help!
If you're ready to get a Business Owners Policy, give us a call now!
Toll free: + 1 (510) 270-8141Mon - Fri: 9:00 AM - 9:00 PM ET
Sat: 10:30 AM - 6:30 PM ET